What it costs, what you get.

The average UK freelancer pays £350–£500 a year for an accountant to file Self Assessment. Varro does the same job in 20 minutes — not 20 emails — from £49 a year.

Pick the plan that fits you and start in minutes. Cancel anytime — no lock-in.

Starter

Simple filings, one self-employed business

£49/ year

Works out at £4.08/mo

1 self-employed business
PDF, CSV & Excel statement upload
250 AI categorisations per quarter
Quarterly updates + final declaration
Live HMRC filing

Start with Starter

Right for side-hustles and low-volume traders.

Compare plans in detail

Items marked Roadmaparen’t live today — they’re Corporate-tier features we’re building toward and won’t bill for until they ship.

Feature

Starter

£49 / year

Pro

£79 / year

Corporate

Let's talk

Data intake

PDF statement upload & parsing

CSV / Excel import

Manual transaction entry

Bank feed via Open BankingPending FCA approval — manual upload covers intake at launch.

Coming soon

AI & categorisation

AI categorisationsDeterministic and merchant-database matches are unlimited on every tier.

250 / quarter

Unlimited

Auto HMRC-category tagging

Confidence scores per transaction

Bulk approve high-confidence

—

Likely-missed expense scanner

—

Expense methods

Itemised actual costs

Trading allowance (£1,000)

Simplified flat rates (WFH + mileage)

—

Itemised + flat-rate combined

—

What-If tax planner

—

HMRC filing

Quarterly MTD updates

Unlimited

Year-end Self Assessment

BSAS + Final Declaration

Submission preview before send

Dashboard & reports

Live tax liability estimate

Per-quarter income/expense view

PDF tax summary export

—

Receipt scanning (OCR)

—

Long-term records (HMRC retention)All tiers — HMRC requires 5 years from filing.

Support & team

Email support

Chat assistant

Priority support queue

—

Multi-user team access

—

Roadmap

White-label client portal

—

Roadmap

Dedicated account manager

—

Roadmap

Three ways to file. Pick what suits you.

Honest framing of what each route costs in money and time. No right answer for everyone.

Traditional

Hire an accountant

£350–£500/year typical

Human expertise for complex cases
Someone else holds the pen

Expensive for simple tax positions
Weeks of turnaround time
You still pull the records together yourself

DIY

File yourself with HMRC

£0(plus your time)

Free if your time is free
Full control over every field

8+ hours per year for most freelancers
Easy to miss deductions you’re entitled to
From April 2026 MTD ITSA filers can’t use the portal at all

Software

Varro Pro

£79/year — everything included

AI categorises every transaction
Surfaces deductions you’d otherwise miss
Quarterly MTD + year-end Self Assessment, both filed
What-If planner with band-aware tax math
Around 20 minutes per quarter
Cancel any time, no lock-in

UK Self Assessment only — not for limited companies (yet)
For genuinely complex situations you’ll still want a human accountant

Common questions

Right away. Create your account, pick a plan, connect your bank or upload statements, and Varro starts categorising immediately. Live HMRC filing switches on ahead of the MTD deadlines.

Yes. No notice period, no cancellation fees. Cancel from your account settings in under 30 seconds.

Varro is built to HMRC’s MTD ITSA submission standard and files through HMRC’s official MTD ITSA API. Live HMRC filing is switched on ahead of the MTD deadlines — until then you can connect your data, categorise transactions and track your tax position.

Once you're mandated for MTD ITSA, you stay in — even if your income drops. But you can continue to use Varro at the same price regardless, or cancel if you no longer need it.

Yes. Upload your statements as PDF, CSV or Excel and Varro parses them automatically — no manual migration needed. A direct Open Banking bank feed is coming soon.

For most freelancers with straightforward self-employment income — no. Varro handles the quarterly MTD filings and year-end Self Assessment end-to-end. For complex situations (company structures, capital gains, unusual income mixes), we'll flag when professional advice would help.

Yes. Varro handles UK Self Assessment whether you're based in the UK or abroad. If you have UK self-employment or property income, you can file with Varro.

Start filing today.

Create your account, connect your data and see your tax position in minutes. Cancel anytime — no lock-in.

Get started